Important changes to Victorian domestic building insurance

From 1 July 2026, Domestic Building Insurance (DBI), often referred to as Builders Warranty Insurance, will no longer be issued by privatised insurers such as Berkshire Hathaway (via AB Phillips).

Instead, insurance will be issued exclusively by the new Building and Plumbing Commission (BPC). As such, the management of any existing Builder’s Warranty Insurance will be transferred from the existing insurer to the new government run scheme.

It is essential to connect with your broker to get ahead of the transition process.

If you have existing insurance you need to connect with your broker and complete the necessary applications to have your cover transferred.

To assist with this transfer, AB Phillips has appointed CCM Insurance Group (CCM), an approved BPC Distributor, to assist with completing the application for DBI Eligibility.

Transfers from AB Phillips to the BPC are not automatic and will be manually coordinated via CCM based on the submission of your application.

CCM has over 15 years of commitment to delivering insurance solutions to the construction and property sectors, CCM is one of Australia’s largest construction specialist insurance brokerages and currently services more than 3500 builders. CCM is one of only four authorised DBI distributors on behalf of the BPC and is committed to providing clients with the highest level of service available.

Submission and assessment process

Each application must include:

Complete your ‘Application for DBI Eligibility’ (Statutory Declaration)

You will need to nominate CCM as your appointed distributor

Please note, the application form is a Statutory Declaration that needs to be completed fully, accurately and signed. An Application with missing information or containing adverse information / history (e.g. outstanding debts, disputes, previous claim history) may take longer to assess.

Obtain and provide a copy of your current ‘Letter of Eligibility’ (LOE). This can be downloaded via the Berkshire Hathaway Portal accessed via the following link: AB Phillips Builders Warranty Portal

Send completed materials via email to CCM: [email protected]

AB Phillips advises builders not to delay acting on this important process. Builders are accountable and must take action to ensure their DBI eligibility is transferred to the BPC.

All private insurers will exit the Victorian DBI market by 1 July 2026.

Eligibility is not automatically granted. The BPC reserves the right to decline any application.

Any terms issued will be interim and subject to a full financial review within 6 months of terms issued by the BPC.